Medicaid Waiver for Home Health Aide in Arlington VA, Baltimore MD, Lanham MD, Washington DC, Kensington MD, Annandale VA & Surrounding Areas
To fully grasp the importance of the Medicaid Waiver program, you have to understand some facts about long-term care for senior citizens. It is logical to assume that Medicare will pay for all medical related expenses that you incur once you gain eligibility. Unfortunately, this is not the case, because there is a major gap in the coverage. The Medicare program will not pay for a stay in a nursing home or assisted living facility, and it will not pay for in-home care that is considered to be custodial.
The prospect of paying for long-term care out-of-pocket is not a very pleasant one. In the Washington, D.C. area, you can expect to pay over $90,000 a year for a stay in a nursing home. If you have to pay without any government assistance, full-time in-home care is also quite costly, with an average monthly charge of around $3,500.
Home and Community-Based Services Waiver Program
The solution for many elders that need long-term care is Medicaid, which is a government health care solution for people with limited financial resources. There is a part of the program that will pay for in-home care called the Home and Community-Based Services Waiver Program. To become eligible for Medicaid, you have to be able to prove that you have a certain level of financial need. However, the income and asset limits are less stringent for the Medicaid waiver program.
This is one reason to engage in-home care as an alternative to a residential facility, but there are others. Many people are quite comfortable in their homes, and it can be disconcerting to move late in your life. Plus, neighbors often provide companionship and support, and you are immersed in a more diverse community when you continue to live at home.
Contact Professional Healthcare Resources!
Without question, to someone that has no experience with it, the Medicaid Waiver program can seem complicated. We have professional medical social workers on our team that can help you gain an understanding of how it works and assist you during the application process. When the time is right, we can provide you with the in-home care that you need. If you are ready to initiate the process, you can click this link to send us a message or give us a call at 703-752-8700.